Charter Capital hires Danika Louis as chief operating officer

Charter Capital said Oct. 7 that Danika Louis will join as chief operating officer, effective Aug. 31, 2026, bringing 25 years of experience in factoring, asset-based lending and credit risk. The appointment comes as the Houston-based invoice funding company looks to support demand for its working capital services.

Why it matters: - Charter Capital is adding an executive with deep experience in invoice factoring and asset-based lending as demand for its services grows. - The hire puts a veteran credit and operations leader in charge of the company’s day-to-day execution. - Stronger operations and portfolio oversight can affect speed, risk control and funding capacity for business customers.

What happened: - Charter Capital announced the appointment of Danika Louis as chief operating officer, effective Aug. 31, 2026. - The Houston-based company provides invoice factoring and working capital solutions across the United States. - Louis previously served as senior vice president, portfolio management and credit risk executive for a bank-owned commercial finance platform. - Charter Capital said Louis will report to Joel Rosenthal and Gregg Brown, the co-executive managers of the company’s general partner entity.

The details: - Louis has 25 years of experience in factoring, asset-based lending, underwriting, portfolio management, credit risk and operations. - Her background includes leading teams and managing complex credit strategies. - At her previous employer, Louis managed a diversified portfolio with more than $680 million in annualized purchase volume and more than $120 million in credit exposure across 150+ client relationships. - Louis graduated from Xavier University in Louisiana. - At Charter Capital, she will oversee portfolio management, credit, underwriting, process improvement, cross-department coordination and supervision of account executives. - Rosenthal said the current demand for factoring services requires strong managers. - Brown called Louis an accomplished leader. - Louis said invoice factoring can help businesses turn open invoices into funds for payroll, job supplies, inventory and other operating costs. - Louis said she is excited to lead a team at a company with 25 years of experience, competitive rates, fast service and flexible deal structures. - Charter Capital says businesses can learn more or request a complimentary quote by calling 1-877-960-1818 or visiting Charter Capital.

Between the lines: - The appointment suggests Charter Capital is prioritizing credit discipline and operational scale as it serves small and midsize businesses. - Louis’ mix of risk, underwriting and portfolio management experience fits a role that sits between growth and capital protection. - The company is leaning on the appeal of factoring as a faster cash-flow tool for businesses that want to bridge payment gaps without waiting on invoices.

What's next: - Louis is set to help run daily operations and shape how Charter Capital manages credit and underwriting going forward. - Charter Capital will likely use the hire to support continued expansion in B2B funding and invoice factoring.